Credit Card Processing Merchant Services For Your Business

November 13, 2014 Posted by admin

imagecontent-creditVision Payment Solutions is an industry leader in credit card processing merchant services, with years of experience in the market, loyal and satisfied clientele, and unparalleled support.

We offer a wide range of merchant account offering of the credit card processing in order to meet the needs of your business and your customers. Vision Payment Solutions can allow your business to accept major credit cards, as well as debit cards and checks. Vision Payment Solutions is certified in all retail merchant account hardware and software, making us an exceptional choice for all your credit card processing merchant services.

Vision Payment Solutions can help you easily setup a retail merchant account for the customer payment solution best for you! The entire credit card processing merchant services application process will take only a few minutes, and you”ll be accepting cards in less than two days “” and experiencing the best processing unit of the credit card for your industry as offered by us.

Whether you are an online start up needing an Internet merchant account, or an existing business, we provide the best processing merchant services in response of the credit cards for your retail business.

Mail Order Telephone Order: We can establish merchant accounts for telephone orders and scenarios in which they don”t have the customer”s credit card require a unique merchant account. Many credit card processing merchant services use certain protocols to assess risk, differing in fees and rates.

Restaurants: We can provide your restaurant with facility of the processing credit card services terminal solutions based on your specific needs. Whether you are the owner of a small diner, a fine dining establishment or a specialty sandwich shop we offer retail merchant account solutions to fit any retail business needs.

Internet Merchant Account: Processing credit cards online is among the fastest growing segments of transactions today. We offer a variety of packages for all your needs, from promotional sites, for the merchant who just needs a limited web presence, to virtual terminals, for the merchant manually keying purchases online instead of dealing with hardware.

If you have any additional questions regarding credit card processing merchant services, or if you”re interested in setting up some of the best merchant credit card processing unit of your own, simply give Vision Payment Solutions a call today, and experience firsthand why so many successful merchants and business owners have chosen VPS for all their merchant account processing at the time of requirement.

Simple Procedures To Crafting An Accordion Wallet Insert For Your Plastic Cards

November 13, 2014 Posted by admin

If you really want to craft an accordion wallet insert for all your credit cards, do not forget to obtain the stuff required for the project, see how large you would like the credit card holder to be and cut the pieces, align the sections in a line, affix the pieces together with tape, insert the plastic cards that you are using the inserts for, start folding the card inserts to form your accordion, and then put the finished project into your wallet.
An accordion bank card case is a functional item which you can very easily make on your own. You can also use a photograph wallet insert which you already have to make this. Picture wallet inserts are single organizers that are used in holding bank cards, images and photos or business cards. You can certainly use it to create a foldable holder which, when unfolded, can show all of the plastic cards you have, so it’s easy for you to pick out the one that you really need. The following are the guidelines you should follow if you are interested in crafting this project:
Do not forget to obtain the things necessary for the project
The things you need for your accordion wallet insert consist of a photo wallet insert, a pair of scissors, a measuring tape and some transparent packaging tape.
Figure out how large you would like the card case to be and then cut the divisions
You need to have an idea about the actual dimensions the card holder you want to have. Once you’ve made a decision, you may now cut every single part of the photograph wallet insert. Remember to cut out the sections which are found on the fold at the end.
Align the portions in a strip
After you have cut out the pieces, arrange and align them in a row. Never forget that the free ends of the photo inserts need to face exactly the same direction.
Connect the inserts to each other with tape
Measure and cut a section of the clear packing tape to be sure that it really is 3 inches wide and a half inch long. Use a section of the tape to attach the card inserts simply by setting the tape on the top of the seams of the card inserts. Continue doing this technique to all seams.
Place the cards you are using the inserts for
Get all the bank cards that you want the picture inserts to carry and then insert them into the sleeves. If there are any empty sleeves, you may also include things like other business cards or photographs that are exactly the same measurements like your credit cards.
Start folding the card inserts to form your accordion
Soon after all the bank cards are in place, you can now begin folding the card inserts so it forms into an accordion. It is best to start folding at the end and then follow just one direction when you execute this . The following fold needs to be made in the other direction. This step should be repeated until each of the connected portions are already properly folded.
Put the finished project inside your wallet
You can now put the finished wallet insert into your wallet. Some wallets come with slots for holding bank cards. Place the the case of the insert into this pocket. Ensure it slips securely in its place so that it will not fall out.
An accordion wallet insert is pretty beneficial particularly for something as important as your credit cards. With a little creativity and resourcefulness you can easily make one on your own.
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The Benefits Of Credit Card Bin Check

November 13, 2014 Posted by admin

Many citizens have been victims of credit card fraud and have led to many businesses being closed. That is why having software for credit card bin check is crucial. It is possible to have a credit card bin check that is based on identification number of credit cards. The 6i-digit number will tell the bank that issued it, account type and security code. Bin is used for identification while credit card bin check will help to confirm whether the information of the card owner matches the information that appears in the database for credit card. The credit card bin check is for clarifying such information so that in case of contradictions, certification is important. This helps in reducing credit card fraud.

The source of credit card bin check

A business owner can get a credit card bin check by downloading using as software for credit card bin check. There are two ways of acquiring the credit card bin check in the internet. You can either download for free or purchase the credit card bin check online. The advantage of purchasing the software is that you will have credit card bin check that is sophisticated. Other factors that contribute to the success of the bin checker include credit card bin list, bin check software and bin lookup.

Hoe the credit card bin check works

The credit card bin check is not complex and the 6 digits known as the bin on the credit help in revealing information concerning the card holder. For numbers that were issued in USA and the holder is not a citizen, then verification through use of credit card bin check will help in ruling out fraud. There several ways of utilizing the credit card bin check for example to determine the country of the card holder. One of the methods is by billing and shipping details needed for the transaction. When the credit card bin does not match the address the system will alert you. The mismatch is a big issue therefore there will be no immediate authorization of the transaction.

The credit card bin check is only helpful when the site that you are using shows IP address belonging to the potential client. By realizing the country to which the computer used in making the transaction belongs to. This makes it easy to match the transaction to confirm the legitimacy of the transaction using the credit card bin check.

The mechanics of credit card bin check

There is no difficulty in using the credit card bin check. Generally, the service is programmed into the client’s card. A good credit card bin check will be compatible with many of the programming languages that are popular. Updating of the system regularly will help business owner to make BIN changes that are latest. The mechanism of credit card bin check is easy therefore so you will have no difficulties implementing on the website. There are some online merchants that ignore the use of credit card bin check and they are the losers.

Getting Out of the Credit Card Debt Trap with a Consolidated Loan

November 13, 2014 Posted by admin

It is a well-known fact that people go to the bank when they are having problems with their financial outlook; usually they try and get a personal loan at a low interest rate. But the credit crunch which affected most financial institutions has precluded banks from lending money to people with bad credit history and/or if they do not have suitable collateral to cover the loan amount.

Low Interest Loans

In Australia, you are still with a chance if your credit rating falls within the fair range, and banks may approve a low-interest personal loan, but it will have a lot of clauses and conditions. However, if you try to borrow money with bad credit ratings, then it will be next to impossible for the banks or financial institutions to sanction a loan. Therefore, it would be a good idea to make a complete list of your assets before going to the bank for a loan. It is virtually impossible to get a personal loan if you have a bad rating from any of the credit rating agencies.

Credit Consolidation

Debt consolidation is one of the best solutions used to repay all past debts and financial liabilities by using the services of a debt mediator. The debtor is granted a personal loan to clear outstanding debts, and solutions are arranged to make repayments with a single monthly repayment scheme, instead of making multiple repayments. One of the most frequent problems is credit card debt, which is financially crippling, and debt consolidation companies can help make credit card debt reduction with negotiations that will help you to repay your debt. You do not have to put your assets as collateral; the debt managers will consolidate all your debts making it easy to manage. A debt consolidation loan of this type is often considered as the first step in the process of getting rid of your accumulated credit card debt.

Easy Repayments

For the man on the street, a credit card debt reduction loan is a low interest loan that you can apply to financial institutions or banks to help you to clear off your accumulated credit card debt. These loans are to be paid back in monthly installments, depending on the terms and conditions finalized by the debt management company on your behalf. This type of loan is usually an unsecured loan, so you do not have to provide any collateral or security, but you have to strictly adhere to the terms and conditions agreed and make repayments on time. The debt mediators also have the power to consolidate any credit card loans into a home loan, allowing you to repay the outstanding amount at a much lower rate of interest.

Author’s Bio:

Author is an experienced content writer with many years of experience in hand and his area of expertise is finance. He has been appreciated for his many articles published on the subject of debt management. Now he is providing information on how to borrow money with bad credit and credit card debt reduction services.

Online Calculations Are Made Easier At Easycalculation

November 13, 2014 Posted by admin

Calculators are the electro geniuses, which allow the human to calculate the high level calculation problems. Mathematics is an unmatchable source for all kinds of works. In science the mathematical functions have a toughen rules to derive the more closed answers. But calculator make path to find the accurate solutions.

The Online Calculators have featured usages. EasyCalculation.com is the mathematic master resource website. It provides unbeatable services to the students and professionals with its online calculators and converters.

Mathematical problems in the higher educations are very hard to solve without the assistant of calculators. Easycalculation.com has made it easier with its different types of calculators like algebraic calculator, Statistic calculator, Trigonometry calculator, Analytic calculator, Matrix calculators, Area Conversion calculator, Mortgage Calculator, Medical Calculators, Mechanical Calculators, Chemistry Calculators, Scientific Calculators, Tax calculators, Periodic table calculator, Budget calculators, Bandwidth calculators, engineering calculators much more.

This is a world of engineering, where easycalculation gives you the utility to calculate engineering problems of all kinds starting from electrical to electronics, civil, medical, marine etc.,

Not only students even the business professional are benefited with the online calculators provided by the easycalculation such as finance calculator, mortgage Calculators, loan calculator, payment calculator, tax planning calculator, credit card debt calculator etc.

Specifically the Eascycalculation offers Tax calculators of different countries by their own Tax variation. All these online utilities help you dynamically to calculate things online. Mathematic calculation is made easier by Easycalculation.com

Apart from the technical calculators, easycalculation also offers you with some fun calculators such as, love percentage calculations, animal speed, beer loss calculations and so on.

Suggest your requirements on easycalculation for further implementation of more online calculators. Easycalculation.com provides you with the utmost service for mathematical calculation solutions online.

Debit & Credit Card Processing In Your Dental Practice Are You Playing Your Cards Right

November 13, 2014 Posted by admin

Making significant changes for your practice doesnt always have to take up valuable time. Switching card processing providers, for example, can prove to be an extremely beneficial exercise for both your practice and your patients. BDA Plus has put together a case study highlighting the benefits of switching from typical bank rates to the exclusive card processing services available to you as a BDA member.
Streamline introduction
One of the major advantages of arranging your card processing facilities through BDA Plus is that we have negotiated exclusive rates from Streamline (part of RBS WorldPay), the leading provider of merchant accounts in Europe*. Switching providers is actually a lot simpler than it sounds. The process usually takes around three to four weeks to complete, and does not require the need to disrupt your practices schedule in any way.

Rates
There are various options available to suit every practices needs. As an example of rates, looking at a typical practice with an annual credit card turnover of less than 100,000, the following demonstrates our exclusive rates for BDA members:

Maestro & Solo- 16p per transaction
VISA Debit & VISA Electron – 17p per transaction
VISA Credit Card – 1.21% per transaction
Master Card – 1.24% per transaction
Commercial Cards – 1.76% per transaction

If your credit card turnover exceeds 100,000, percentage based rates can be lowered by 0.02%, and by a further 0.04% should your credit card turnover exceed 250,000.

A standard payment terminal is extremely well priced at just 10 per month (excluding VAT), allowing speedy and efficient services from a simple, user- friendly terminal. For those looking for something a little more hands free, a wireless Bluetooth operated terminal is also available, priced at just 18.95 per month (excluding VAT).
The costs of switching to Streamline are minimal, with only an initial one-off payment of 25 (excluding VAT) being charged in order to create a Streamline account and set up the necessary rental and support services.

To demonstrate just how much your practice can save, we would like to use a typical client switchover as an example. As a BDA member, our client was eager to find services that would not only assist her practice, but would also benefit her patients. Having used his previous providers for the past four years, our client thought it was time to review her card processing facilities. During an average month, the practice has a credit card turnover of 5,600 and processes approximately 125 debit card transactions. The following list illustrates how much was saved during the year:

Clients savings

Typical Rates

Credit Card charge – 1.8%
Annual Credit Card cost – 1209.60
Debit Card charge – 0.250
Annual Debit Card cost – 375
Monthly Terminal lease (inc. VAT) – 21.15
Annual Terminal cost – 253.80
Total Annual cost – 1838.40

BDA Plus Rates

Credit Card charge – 1.21%
Annual Credit Card cost – 813.12
Debit Card charge – 0.17
Annual Debit Card cost – 255
Monthly Terminal lease (inc. VAT) – 11.75
Annual Terminal cost – 141
Total Annual cost – 1209.12

Total Annual BDA Plus Savings – 629.28

In total, an annual saving of approximately 629.28 was gained, leading to an average saving of 52.44 per month. When you add everything up, the savings gained through these preferential rates alone could pay for your BDA membership, to name but one benefit.

The Process

The process itself is very simple; after receiving an initial enquiry, a member of the BDA Plus team will contact you in order to discuss our rates and to make sure that you are aware of all possible options available.

An application form is promptly sent to you, which serves as a thorough assessment, so that Streamline can ensure that their services correspond with your needs. On completion, the form is returned to BDA Plus, checked and then forwarded to Streamline. From there onwards, Streamline take control of the application, and finalize the set up. An engineer will be promptly sent to your practice to install the new debit and credit card processing facility, which should only take around twenty minutes to complete.

Switching to our debit and credit card processing in your dental practice is only one example of using BDA Plus to get more from your membership. Here at BDA Plus, we are dedicated to providing Insurance and Financial Services tailored to the needs of the dental professional. We can provide your practice with a suite of services specifically designed for the needs of you and your practice, offering additional preferential rates for BDA members. Whether looking for Practice Insurance, Practice Overheads Protection or Commercial Finance, we are confident that our services will meet the needs of your practice. We are also proud to offer you a variety of products designed to protect your personal finances too, including Home Insurance, Income Protection and Retirement Planning.

We are always happy to provide guidance to find the best solutions for you and your practice. If you would like further advice on any aspect of this article, or would like to discuss the best financial options open to you, please do not hesitate to contact us on 0845 130 1366.

Notes

Lloyd & Whyte Ltd is authorised and regulated by the Financial Services Authority.

BDA Plus is a trading name of Lloyd & Whyte Ltd used under license from the British Dental Association.
Calls may be recorded for use in quality management, training and customer support.